Fees, Insurance & Access Pathways

Clear, Transparent Operational Parameters for Individual Adults

We believe that professional financial transparency is a vital component of a safe, grounded therapeutic relationship. Clear expectations build structural safety, allowing us to protect the integrity of our sessions and focus entirely on your healing.

Because Authentic Arch Counseling operates across multiple states and distinct partner networks, your out-of-pocket costs depend on the specific pathway you use to access our care.

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Step 1: Choose Your Funding Pathway

Review the options below to find the framework that aligns with your financial and coverage landscape:

Option A: Direct Private Pay

This is the most direct pathway to secure care, completely free from the clinical tracking, mandatory psychiatric diagnosing, and session-limit oversight of insurance corporations.

  • Initial Intake Assessment: $250

  • Standard Individual Session: $200 (53-minute duration)

  • Payment Method: Securely billed to your credit, debit, HSA, or FSA card automatically at the conclusion of each session via your private client portal.

Option B: Out-of-Network Insurance (Superbills)

If you pay for your sessions out-of-pocket but carry standard out-of-network mental health benefits through your preferred health insurance plan, you can request partial financial reimbursement from your carrier.

  • The Process: You pay the standard private pay rates upfront ($250/$200). At the end of each month, we provide you with an itemized clinical receipt called a Superbill.

  • Submission: You submit this document directly to your insurance company. They process the claim and mail any eligible reimbursement checks directly to you based on your plan’s unique out-of-network deductible policies.

Option C: In-Network Insurance via Platform Partners

Authentic Arch Counseling does not accept or bill health insurance networks directly. However, you can utilize your standard in-network insurance benefits strictly when booking and billing through our approved outside platform partners:

  • Our Active Partner: Tava Health

  • How it Works: If you carry an insurance plan managed by Tava Health, you can access our schedule through their platform portal. Your actual session costs, copays, or co-insurance rates are verified and determined entirely by Tava Health's billing system.

Option D: Specialized Subsidized Pathways

We proudly collaborate with specialized, values-aligned community networks to provide alternative funding, sliding scales, or subsidized access for eligible individuals:

  • Atreyu Therapy Cottage: Access options for designated community cohorts.

  • Pineapple Support: Subsidized mental health care specifically funded for adult sex workers and performers.

  • Tau Mental Health: (Our newest integrated access pathway, launching Fall 2026).

Step 2: Review Our Practice Parameters & Scope

Before requesting an appointment, please ensure your clinical needs match our firm practice boundaries:

  • Telehealth Location Requirement: All clinical sessions are conducted electronically via a secure, HIPAA-compliant video platform. Due to strict state licensing laws, you must be physically located in Massachusetts, Maine, or Washington at the exact time of your session click. We cannot legally conduct a session if you are traveling outside these states.

  • Practice Scope: This is an outpatient practice for individual adults only. We do not provide child/adolescent therapy, couples counseling, family mediation, or 24/7 immediate-response crisis services.

  • Evaluations Policy: Our work is strictly clinical and therapeutic. We do not offer standalone psychological testing, forensic evaluations, or documentation for court proceedings, custody disputes, disability claims, FMLA leave, or third-party lifestyle assessments.

Coverage Verification Notice: Eligibility, documentation rules, and actual out-of-pocket costs vary significantly by platform, state location, and your private insurance policy. We cannot guarantee network coverage or platform availability. It is always the client's responsibility to contact their insurance provider to verify out-of-network or platform benefits prior to starting care.

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Ready to Coordinate Care?

If these financial parameters and practice boundaries fit your current landscape, let’s find a time to explore your story together.

Administrative Notice: Submitting an inquiry via Cal.com is an administrative request to check scheduling availability and cross-state licensing compliance. It does not establish an active clinical relationship. A formal therapeutic contract is established only after clinical fit is mutually confirmed and your intake portal documentation is completed. If you are experiencing a mental health emergency or acute crisis, please call 911 or call/text 988 immediately.